Novum Partners SA Geneva has developed systematic decision-making processes that deliver clear and transparent results, even in complex asset situations.
The Geneva-based company, formerly known as Novum Capital Partners SA, takes a structured approach to complex asset decisions. Instead of relying on spontaneous insights, Novum Partners Geneva uses systematic processes that weigh and evaluate various factors. This methodology has proven particularly effective in complex family office services, where multiple interests often have to be taken into account.
Novum Partners Geneva has developed its own philosophy for decision-making, which is particularly effective in complex asset structures. The company combines analytical methods with practical experience to ensure that difficult decisions are made on a solid basis. This structured approach reduces the risk of wrong decisions and makes decision-making transparent for all involved.
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When gut feeling is no longer enough
Does this sound familiar? You have an important decision to make. Your gut feeling says A, but your head says B. This may work for smaller amounts. But for millions? It’s risky.
Wealthy individuals make decisions with far-reaching consequences every day. Sell or hold? This investment or that one? Every choice has an impact for years to come.
Novum Partners SA, formerly known as Novum Capital Partners SA, has therefore developed structured processes. Not to replace gut feeling. But to complement it. With facts, analyses and systematic considerations.
This is how it works in practice: First, all relevant information is gathered. Then options are developed. Finally, they are evaluated – objective criteria, subjective preferences. The end result is a well-founded decision.
Takes longer? Sometimes. But better a good decision late than a bad one early.
Systematically breaking down complexity
Modern asset situations are rarely simple. Company investments here, real estate in different countries there. Art collections, perhaps a foundation. Each component has its own rules.
How do you keep track of everything? By breaking it down systematically. Large problems are broken down into small parts. Each part is considered individually. Then they are put back together again.
Sounds like engineering thinking? It is. But it works. Complex systems can only be understood through a structured approach.
The Geneva-based company applies this methodology consistently. Not rigidly according to a formula, but systematically.
Investment portfolios through rational analysis
Emotions are detrimental to investment decisions. Greed makes people risk-taking. Fear leads to panic selling. How do you switch off emotions?
You can’t. People remain emotional. But structured processes reduce emotional misjudgements.
Novum Partners uses systematic evaluation criteria. Every investment is assessed according to the same categories: return, risk, correlations, liquidity. Numbers don’t lie.
Subjective assessments remain important, but they are made explicit. Transparent evaluations instead of subconscious gut decisions.
Scenario analyses for robust decisions
What happens when interest rates rise? In a recession? With inflation? Good questions. But how do you find the answers?
Through systematic scenario analyses. Different future scenarios are played out. Not to predict the future. But to make robust decisions.
An investment that only works in rising markets? Not a good investment.
Strategies that work in different scenarios are better.
This way of thinking shapes all decisions. Portfolio decisions, of course. But also operational questions. Sell or rent real estate? It depends on future expectations.
Alternative investments and structured due diligence
Private equity, hedge funds – alternative asset classes are complex. Often opaque. How can you make sensible decisions?
Through structured due diligence. Every investment is examined according to the same criteria. Management team, strategy, track record, costs. Everything is documented, evaluated and compared.
It takes weeks. But it’s worth it. Most mistakes are made due to insufficient examination.
Novum Partners Geneva has developed standardised processes. Checklists, evaluation grids, comparison tables. Nothing is left to chance.
Decision-making committees for important decisions
Four eyes see more than two. Several people should be involved in important decisions. Not to dilute responsibility. To reduce mistakes.
The company uses decision-making committees. Different experts contribute their perspectives. Portfolio managers see things differently than tax advisors. Risk managers have different priorities.
Discussions are sometimes controversial. That’s a good thing. Contradiction forces us to think. Unanimous decisions are suspicious.
In the end, someone has to make a decision. Democracy has its limits.
Credit consulting through structured assessment
Credit or self-financing? A common question when making major purchases. Intuition often says: debt is bad. Calculations sometimes show: credit is cheaper.
Who is right? It depends. Interest rates, tax effects, opportunity costs. Everything can be calculated if a systematic approach is taken.
The Credit Consulting team uses structured assessment models. Every financing option is evaluated according to the same criteria: costs, flexibility, risks.
Soft factors also play a role. Some people sleep better without debt. That is legitimate and is taken into account. But explicitly.
New Yacht Consultancy Services and rational luxury decisions
A yacht for £20 million? An emotional decision? Not necessarily. Even luxury purchases can be evaluated rationally.
Intensity of use, value stability, running costs, taxes. Everything is quantifiable. A boat that is only used twice a year costs more per day of use than a luxury hotel.
New Yacht Consultancy Services uses such calculations. Not to discourage you. To enable you to make informed decisions.
Sometimes analysis leads to alternatives. Chartering instead of buying. A smaller boat. Shared ownership with other families.
Important decision-making criteria for luxury investments:
- Frequency of use and realistic scenarios
- Stability of value and liquidity
- Running costs in relation to the purchase price
- Tax optimisation opportunities
Asset allocation strategy through systematic models
60% equities, 40% bonds – rules of thumb like these used to be hip. Today, they are inadequate. Modern portfolios have more dimensions. Regions, currencies, asset classes, liquidity.
How to find the optimal mix? Through systematic optimisation. Mathematical models calculate efficient portfolios. Taking into account expected returns, risks and correlations.
These models are not perfect. They are based on assumptions. But they are a better starting point than arbitrary decisions.
The Geneva-based company uses such tools regularly. Not as dogma, but as a tool.
Explicitly consider emotional factors
Pure number crunching is not enough. People don’t buy yachts for the return on investment. They buy them for the lifestyle. That’s legitimate.
But it needs to be explicitly taken into account. As a conscious decision in favour of emotions. Instead of unconscious self-deception about economic rationality.
This honesty helps everyone. The customer, who knows what they are paying for. The family, who can understand the decisions. The consultants, who set realistic expectations.
People and systems in harmony
Structured processes are not an end in themselves. They are intended to improve human decisions, not replace them. A balance between system and intuition is crucial.
Novum Partners SA, formerly known as Novum Capital Partners SA, has developed this balance over many years. Through experience, through mistakes, through continuous improvement.
The result? Decisions that are both rational and human. Comprehensible for everyone involved. Robust enough for the uncertainties of the future.
It will never be perfect. But it is better than chaos or pure intuition. In a complex world, structure is often the best compass.
